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​Registered Retirement Savings Plans (RRSP)

RRSPs allow you to save for retirement with the bonus of tax benefits.

Investing in RRSPs can be done in many ways – including Term Deposits, Mutual Funds*, and cash. If you’re married or common law, consider a spousal RRSP to reduce total taxable income by investing more in the name of the spouse who will most likely be in the lower income bracket at retirement.


2 Year Special

Terms Deposits, RRSPs, TFSAs, RRIFs​



Perks of RRSPs


​Savings grow
​tax free

Save more money as RRSP contributions aren’t taxed until withdrawn. Your investments are tax sheltered, so they grow quicker and provide a considerable foundation for your retirement. 


Reduce taxes by
income splitting

Contributing to a spousal RRSP allows you to contribute money to your partner’s plan. When a contribution is made, the contributor receives a tax deduction which could reduce overall tax owing and keep both parties in a lower tax bracket once in retirement. It’s important that both parties are aware of the rules of attribution.


​Borrow from

Withdraw your money to help pay for the down payment of your first home, or for your or your spouse’s education, without penalty (provided it’s paid back within a specific time frame).


​Saving for Retirement

It’s never too early or late to start saving for retirement. Our Advisors are here to help make sure your plan is right for your future. 

*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.