Loan Products
Make the most of every business opportunity. From everyday needs, to long-term financing, our trusted Relationship Managers are skilled in helping you choose a customized finance option structured to grow and secure your business.
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Term Loans
Grow, expand or improve with Term Loans. Whether you’re looking to purchase new technology, open a new location or make improvements, Term Loans can help you achieve those big goals.
Benefits
- Payment flexibility and terms; allow you to adjust your payment schedule to match your business’ cash flow.
- Short term option; allow business owners to expand their businesses and sustain cash flow.
Lines of Credit
Lines of Credit are flexible, short-term financing options that help cover gaps in cash flow for operational needs, accounts receivable and inventory.
Benefits
- Provides flexible access to funds allowing business owners to meet cash flow requirements while waiting for the receipt of receivables.
- An open cash flow line helps to meet seasonal demands and start-up expenses.
- Minimize your interest expense by only paying interest on the funds you are using.
Mortgage Loans
Expand your real estate opportunities with a Mortgage Loan. We offer fixed or variable rates over flexible amortization periods to easily finance the purchase of land, buildings or major renovations.
Benefits
- Utilize the equity in your property to refinance or consolidate debt or expand operations.
- Long term financing solutions that allow you to grow your business while accurately forecasting cash flow requirements.
- Flexible interest rates allow you to prioritize between a fixed payment schedule or minimized interest expense.
Letter of Credit
A Letter of Credit can be provided to suppliers to guarantee your payment and keep your business competitive.
Benefits
- Built in safeguards for things like inspections, quality control delivery times, etc.
- Provides your suppliers with a level of confidence that can improve your terms and cash flow requirements.
- Avoids tying up cash
Credit Cards
We’ve partnered with Collabria to offer you a great selection of Mastercard® credit cards to suit your business’ needs. All cards offer global customer service, zero liability, purchase protection, and extended warranty.
Benefits
- Payment flexibility and terms; allow you to adjust your payment schedule to match your business’ cash flow.
- Short term option; allow business owners to expand their businesses and sustain cash flow.
Contact a Relationship Manager today to start your Life Forward journey.
To report lost or stolen cards please call (888) 277-1043 for debit cards and (855) 341-4643 for credit cards.
© 2025 Effective January 1, 2025, Copperfin Credit Union Limited has officially merged with Northern Credit Union Limited. On this date, Copperfin Credit Union Limited will be further known as Northern Credit Union Limited. All rights reserved.