​Investment Products

​The right advice on your investment can make a big difference.

​Our skilled Advisors focus on your goals to offer investment plans that are uniquely yours. Investing with Copperfin means not only are your deposits insured, your money stays in the community to help Northwestern Ontario prosper.

Term Deposits

Key Features
  • Guaranteed principal
  • Fixed rate of return
  • Registered and unregistered plans

Mutual Funds

Key Features
  • Professional managed investments 
  • Diversification
  • Socially responsible funds

Mutual Funds are offered through Credential Asset Management Inc. 

Registered Retirement Savings Plan (RRSP)

Key Features
  • Savings grow tax free
  • Reduce taxes by income splitting
  • Borrow from yourself

Registered Education Savings Plan (RESP)

Key Features
  • Earn money through Canada Savings Grant
  • Savings grow tax free
  • Flexible investment options

Tax Free Savings Accounts (TFSA)

Key Features
  • Savings grow tax free
  • No income requirements 
  • Keep your contribution room

Registered Retirement Income Fund (RRIF)

Key Features
  • Savings grow tax free
  • Transfer beneficiaries’ tax free
  • Controlled income withdrawals

Registered Disability Savings Plan (RDSP)

Key Features
  • Use the funds for any purpose
  • Earn money through government contributions 
  • No annual limit