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Loan Products

Make the most of every business opportunity. From everyday needs, to long-term financing, our trusted Relationship Managers are skilled in helping you choose a customized finance option structured to grow and secure your business.

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Term Loans

Grow, expand or improve with Term Loans. Whether you’re looking to purchase new technology, open a new location or make improvements, Term Loans can help you achieve those big goals. 

Benefits
  • Payment flexibility and terms; allow you to adjust your payment schedule to match your business’ cash flow.
  • Short term option; allow business owners to expand their businesses and sustain cash flow.

Lines of Credit

Lines of Credit are flexible, short-term financing options that help cover gaps in cash flow for operational needs, accounts receivable and inventory.

Benefits
  • Provides flexible access to funds allowing business owners to meet cash flow requirements while waiting for the receipt of receivables.
  • An open cash flow line helps to meet seasonal demands and start-up expenses.
  • Minimize your interest expense by only paying interest on the funds you are using.

Mortgage Loans

Expand your real estate opportunities with a Mortgage Loan. We offer fixed or variable rates over flexible amortization periods to easily finance the purchase of land, buildings or major renovations.

Benefits
  • Utilize the equity in your property to refinance or consolidate debt or expand operations.
  • Long term financing solutions that allow you to grow your business while accurately forecasting cash flow requirements.
  • Flexible interest rates allow you to prioritize between a fixed payment schedule or minimized interest expense.

Letter of Credit

A Letter of Credit can be provided to suppliers to guarantee your payment and keep your business competitive.

Benefits
  • Built in safeguards for things like inspections, quality control delivery times, etc.
  • Provides your suppliers with a level of confidence that can improve your terms and cash flow requirements.
  • Avoids tying up cash

Credit Cards

We’ve partnered with Collabria to offer you a great selection of Mastercard® credit cards to suit your business’ needs. All cards offer global customer service, zero liability, purchase protection, and extended warranty. 

Benefits
  • Payment flexibility and terms; allow you to adjust your payment schedule to match your business’ cash flow.
  • Short term option; allow business owners to expand their businesses and sustain cash flow.