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TSFAs are tax free savings accounts that let you grow your money and invest for both short and long-term goals and are available for any Canadian over the age of 18. Contributions are not deductible for income tax purposes, but investment income (including capital gains) earned will not be taxed, even when withdrawn.

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Benefits of TFSAs

No Tax on Income

All earnings from qualified investments will not be taxed.

Tax Free Withdrawal

Access your funds whenever you choose without having to worry about being taxed upon withdrawal.

No Income Requirements

There is no minimum income level required to contribute to a TFSA. Contribute up to $6000 a year with any unused contributions being carried forward.