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RESPs are an ideal way to save for your child or grandchild’s post-secondary education and are available with a variety of investment options including Term Deposits, Savings Accounts and Mutual Funds. We also offer individual and family plan RESPs for those with multiple children.

To learn more about RESPs, check out our FWD Articles

Benefits of RESPs

Canada Savings Grant

Canadian Government matches 20% of your first $2,500 of annual contributions, savings add up quickly.

Tax Sheltered

RESP earnings are not taxed. Once withdrawn for education, a portion will be taxed to the student, often resulting in little to no income tax.

Flexibility

Should your child choose to forego post-secondary education, you may choose a new beneficiary or collapse the plan. You also have up to 35 years to use the funds.

*Mutual Funds are offered through Crendential Asset Management Inc.