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Having peace of mind that your money is safe and sound is extremely important. That’s why your insurable non-registered Copperfin deposits are covered up to $250,000. That’s more than double what’s insured by Big Banks.*

Plus, insurable deposits in registered accounts have unlimited coverage.

For further information on deposit insurance please ask for a brochure at one of our branches or visit 

What’s covered?
Some examples of non-registered deposits include Chequing and Savings accounts, term deposits, and Money Orders.

Examples of registered accounts include RDSPs, RESPs, RRIFsRRSPs and TFSAs, amongst others.

Talk with us or visit the DICO website to learn more about what’s covered and what’s not.

What’s Deposit Insurance?
Deposit insurance covers insurable deposits up to $250,000. There are some deposits and investments that are not insured, such as mutual funds and stocks.

Who Is DICO?
DICO (the Deposit Insurance Corporation of Ontario) is a Provincial Government agency that provides insurance to protect deposits at every credit union in Ontario.

Who Pays For Deposit Insurance Coverage?
Copperfin does. No fees are incurred by our members for this added level of security, and all insurable deposits held by depositors are automatically covered.

*As of February 7, 2018 insurable non-registered deposits at BMO, CIBC, RBC, Scotiabank and TD are covered up to $100,000 by the CDIC.