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We’re dedicated to providing the investment support to get the most out of your money. We focus on your needs and offer a personalized plan that's uniquely yours. When you invest with Copperfin, not only are your deposits insured, your money also stays in the community, helping Northwestern Ontario prosper.

Plus, we’ve partnered with Qtrade Investor to provide online investing* solutions for new and experienced investors to reach their investment goals.

Navigate your financial life forward. Click below for more information about what we offer.


Term Deposits Expand/Collapse

Term Deposits, also called GICs, guarantee a set interest rate over a fixed period of time, allowing for flexible, secure, and profitable investing. A Term Deposit can be for 1 to 5 years, with rates varying based on the length of the term – usually the longer the term, the better the interest rate.

Investors looking for a higher potential return should consider Index-Linked Term Deposits - while only the principal is guaranteed, it’s a great equity-linked investment option with no fees or commissions.


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Mutual Funds* are portfolios of investments that allow for a diversified strategy in a single investment.

Financial Planning services are free to members, as we don’t work on commission, you can be sure our focus is always on you and your financial well-being.

Get started with as little as $500 and regular contributions from $50/month. Plus, we can easily integrate your existing portfolio into your plan, making continuous improvements along the way.

RRSPs Expand/Collapse

Enjoy tax benefits now and nurture your future with a Registered Retirement Savings Plan (RRSPs). RRSPs provide income tax breaks annually all while ensuring you can retire when and how you want.

Investing in RRSPs can be done in many ways – including term deposits, mutual funds, and cash. If you’re married or common law, consider a Spousal RRSP to reduce total taxable income by investing more in the name of the spouse who will most likely be in the lower bracket at retirement.

RESPs Expand/Collapse

A Registered Education Savings Plan (RESP) helps save for your child’s or grandchild’s post-secondary education, available through a variety of investment options including term deposits, savings accounts and mutual funds.

Because the Canadian Government matches 20% of your first $2,500 of annual contributions, savings add up quickly. And, depending on your household income, you could be eligible to have up to 40% of your first $500 matched annually.

A monthly RESP contribution of as little as $50 adds up to over $8,000 in 10 years, with over $2,000 being government matched funds.

TFSAs Expand/Collapse

Tax Free Savings Accounts (TFSAs) provide flexible, tax-free investing for any Canadian over the age of 18. Contributions are not deducted for income tax purposes, and investment income (including capital gains) earned will not be taxed, even when withdrawn.


RRIFs Expand/Collapse

RDSPs Expand/Collapse

*Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc. Mutual Funds are offered through Crendential Asset Management Inc.